Some people (we won't mention any names) claim that "God" is "non-physical" or "metaphysical".
As far as I can gather, both of those terms are euphemisms for "imaginary" or "mental".
Thus, when someone says that "God exists" (and is "metaphysical"), we can safely assume (it would seem) that what they mean is that God exists IN OUR IMAGINATION (as a mental construct).
The only other way we could interpret "metaphysical", is to perhaps consider it synonymous with "unknown". Thus, "God" would just be an unknown variable that we might as well call "X", or "?".
In this sense, saying that God created the universe, would be the same thing as saying we don't know what created the universe.
If anyone disagrees with this, and has some other explanation of what the term "metaphysical" could possibly mean or refer to, I'd be interested in hearing what you have to say (especially if it has merit).